Book Your Free Consultation with JP Faustino Free Consultation Services

Finding the perfect property in Portugal can feel overwhelming. There are so many options, legal details, and local nuances to consider. That’s why I’m here to help you every step of the way. Booking a free consultation with me, JP Faustino, is your first step towards making your dream of owning a home in Portugal a reality. I’ll guide you through the process, answer your questions, and tailor the search to your needs.

Why Choose Free Consultation Services with JP Faustino?

When you’re looking for property in Portugal, you want someone who knows the market inside out. My free consultation services are designed to give you clarity and confidence. During our session, we’ll discuss your goals, budget, and preferences. I’ll explain the buying process, highlight key areas, and share insider tips that only a local expert can provide.

Here’s what you can expect from the free consultation:

• A personalised property search strategy

• Insight into the best locations for your needs

• Clear explanation of legal and financial steps

• Answers to all your questions, no matter how small

• No obligation, just honest advice

  
  

This session is your chance to get expert guidance without any pressure. It’s about making sure you feel informed and ready to take the next step.

Eye-level view of a modern Portuguese villa with a clear blue sky

How the Free Consultation Services Work

Booking your free consultation is simple and straightforward. You can schedule a time that suits you best. The consultation can be done over the phone, via video call, or in person if you are already in Portugal. This flexibility ensures you get the support you need, wherever you are.

During the consultation, I will:

1. Listen carefully to your property goals and preferences.

2. Provide tailored advice based on your situation.

3. Outline the steps involved in buying property in Portugal.

4. Share market insights and current opportunities.

5. Discuss any concerns or questions you have.

   
   

After our session, you’ll have a clear action plan. You’ll know exactly what to do next and how I can assist you further. This personalised approach saves you time and avoids costly mistakes.

What to Prepare Before Your Consultation

To make the most of your free consultation, it helps to come prepared. Here are some tips to get ready:

• Define your budget: Know your price range including additional costs like taxes and fees.

• List your must-haves: Think about the type of property, location, size, and amenities.

• Consider your timeline: When do you want to move or invest?

• Prepare questions: Write down anything you want to clarify about the process or market.

• Gather documents: If you have any relevant paperwork, such as proof of funds or identification, have them handy.

  
  

Being prepared means we can dive straight into the details that matter most to you. It also helps me provide the most accurate and useful advice.

Close-up view of a detailed map of Portugal highlighting popular property locations

How JP Faustino Makes Property Buying in Portugal Stress-Free

Buying property abroad can be complicated. That’s why I focus on making the process smooth and stress-free. I handle the complex parts so you don’t have to worry. From finding the right property to negotiating the best price and managing paperwork, I’m by your side.

Here’s how I simplify your journey:

• Local expertise: I know the market trends and legal requirements.

• Personalised service: Your needs come first, always.

• Transparent communication: You’ll get clear updates and honest advice.

• Network of professionals: I work with trusted lawyers, notaries, and mortgage brokers.

• After-sale support: I’m here even after you buy, to help with settling in or future investments.

  
  

My goal is to make your property purchase in Portugal enjoyable and rewarding. You can trust me to guide you confidently from start to finish.

Take Action Today - Book Your Free Consultation

Don’t wait to start your property journey in Portugal. Booking your free consultation with me is quick and easy. This no-cost, no-obligation session is your chance to get expert advice tailored to your needs.

Click here to book your jp faustino free consultation now. Let’s work together to find your ideal property and make your dream come true.

Remember, the right guidance makes all the difference. I’m ready to help you navigate the Portuguese property market with confidence. Book your free consultation today and take the first step towards owning your perfect home in Portugal.

The Real Cost of Buying Property in Portugal in 2026: Every Fee Explained

Portugal is still one of the most attractive places in Europe to buy a home, but the true cost of buying is more than the asking price. As a non-resident, budget for roughly 8% to 11% on top of the purchase price, plus ongoing annual costs. Here is every fee, explained.

One-off costs at purchase

IMT (property transfer tax) is the biggest single cost. Residents pay a progressive rate (from 0% on lower-value primary homes up to around 8%). From 2026, non-residents pay a flat 7.5% on residential property — about 22,500 euros on a 300,000 euro home. See our full guide to the 2026 non-resident IMT change for the detail and exemptions.

Stamp duty (Imposto do Selo) is a flat 0.8% of the price on every purchase — 2,400 euros on a 300,000 euro home.

Notary and land registry fees are typically 1,000 to 1,500 euros to formalise and register the deed.

Legal fees: a good independent lawyer usually charges around 0.5% to 1% of the price. This is essential for checking the property's legal status, debts and licences before you commit.

Buyer's agent fee (optional): if you use a buyer's agent to find, vet and negotiate on your behalf, expect roughly 1% to 2% of the purchase price, agreed up front.

Survey (optional but wise): Portugal has no compulsory survey, but an independent structural or condition survey is strongly recommended, especially for older or rural properties. The cost varies with the property's size and location.

Mortgage costs (if applicable): if you borrow in Portugal, add stamp duty of around 0.6% on the loan amount, plus the bank's arrangement and valuation fees.

Before you even start: NIF and currency

NIF (Portuguese tax number): you can't buy without one. It's free at a Portuguese tax office, or roughly 50 to 150 euros if you use a fiscal representative or online service to get one remotely as a non-resident.

Currency exchange: a 300,000 euro purchase means moving around 255,000 pounds. A 2% swing in the exchange rate is over 5,000 pounds, so many buyers fix a rate with a currency specialist rather than using a high-street bank.

Ongoing annual costs

IMI (municipal property tax) is paid every year, based on the property's tax-registered value (VPT), at a municipal rate of roughly 0.3% to 0.45% for urban property.

AIMI (the additional 'wealth' tax) applies only to higher-value property — broadly relevant above around 600,000 euros of taxable value per owner.

Other running costs include building or condominium fees on apartments, home insurance and utilities. As a rough guide, total annual running costs are often 2,000 to 5,000 euros for an apartment, and more for a detached house or a villa with a pool.

A worked example

For a non-resident buying a 300,000 euro holiday home, the one-off costs typically look like: IMT around 22,500 euros, stamp duty 2,400 euros, notary and registration about 1,250 euros, and legal fees around 2,250 euros — roughly 28,000 to 30,000 euros before any survey, mortgage or buyer's agent fee. That's why budgeting 8% to 11% on top of the price is realistic for non-residents in 2026.

Want a clear, personalised cost breakdown before you commit? Book a free consultation. We act only for buyers, and we'll make sure you know every number before you spend a euro. These figures are a general guide, not tax advice — confirm your exact position with a qualified Portuguese lawyer or tax adviser.

Buyer's Agent vs Estate Agent in Portugal: What's the Difference?

If you're buying property in Portugal from the UK or US, one of the most important things to understand early is who actually works for you. The answer is often "nobody" — and that catches a lot of buyers out.

An estate agent in Portugal works for the seller and is paid by the seller. A buyer's agent works only for you, the buyer. That single difference changes whose interests are protected at every step.

What a Portuguese estate agent actually does

Estate agencies in Portugal must hold an AMI licence issued by IMPIC, the public body that regulates the sector, and you should always check an agency's AMI number before dealing with them. But a licence doesn't change who the agent represents. The estate agent is instructed by the seller, markets the seller's property, and earns a commission — typically around 3% to 6% of the sale price — from the seller when the deal completes.

That means their job is to sell you that specific property at the best price for the seller. They'll show you their own listings, not the whole market. There's nothing dishonest about this — it's simply who they act for. The mistake is assuming they're looking after your interests.

What a buyer's agent does differently

A buyer's agent (sometimes called a buyer's advocate) is engaged by you and acts only for you. They never represent the seller on your purchase, so there's no conflict of interest. In practice that means:

• Searching the whole market — including off-market and privately listed properties — not just one agency's stock.

• Shortlisting and personally vetting properties against your brief, then giving you an honest assessment — including the reasons not to buy.

• Attending viewings in person on your behalf — useful when you're hundreds of miles away.

• Negotiating the price in your favour, not the seller's.

• Coordinating the survey, the lawyer, the NIF, the fiscal representative and the admin through to handover.

Who pays — and what it costs

Because the estate agent's commission is paid by the seller, buyers sometimes assume they get "free" representation. But the agent you didn't pay is the agent who doesn't work for you. A buyer's agent is paid by you — typically a fee in the region of 1% to 2% of the purchase price, agreed up front — in exchange for independent advice and someone whose only job is to protect your money.

For an overseas buyer, that fee often pays for itself: through a better-negotiated price, by avoiding a property with legal or structural problems, and by saving repeated flights and weeks of remote coordination.

Which one do you need?

If you already know the exact property you want, speak the language, and are comfortable handling the legal and tax process yourself, a good estate agent may be all you need. If you're buying from abroad, want the whole market rather than one agency's listings, and want someone independent in your corner, that's exactly what a buyer's agent is for.

If you'd like to understand how this works for your situation, book a free consultation. We act only for buyers, never sellers, so the advice you get is always on your side.